Self drive hire insurance Italy - Bene

Cover

The best guarantee for a stress free holiday in Italy or abroad including:

• Material and direct damage, including accessories, suffered by the Vehicle during a rental due to fire, theft, natural phenomena, vandalism, glass breakage, whether responsible or not, occurring while the vehicle is in motion.
• The repair, the replacement of damaged elements and the total loss of the vehicle are covered within the following limits:
  • Maximum compensation limit in case of accident, theft or total loss up to €20 000 for vans and €50 000 for motorhomes per claim and per year.
  • Glass breakage is covered up to a maximum of €750 if you have subscribed to reinforced insurance.
• Owner's Liability Protection: Reimbursement of the owner's pecuniary loss followed by an increase in the amount of the owner's insurance premium (no-claims bonus) in the event of damage to third parties;
• Compensation for bodily injury of the driver (up to €75,000 in the event of death or permanent disability);
• Roadside Assistance 24 hours a day, 7 days a week;

Excess

The excess deducts the amount of damage (including theft) suffered by the insured rental vehicle.

In the event of an incident where the renter or an unidentified third-party is liable, an excess per incident is applicable.

The default excess is 1000€ but it is possible to subscribe to the partial deductible excess and reduce it to 200€. The additional insurance cost to subscribe is 20€ per day.

Terms

Compliance requirements for the owners' vehicles according to the insurance plan:

• Vehicle with a gross vehicle weight of <3.5T
• Regular and thorough technical checks of the vehicle carried out according to regulations.

Conditions for vehicle renters/drivers according to the insurance plan.

• Must be at least 23 years old ;
• Must have held a B license for 1 year and not be suspended or withdrawal ;

Use

Cover is forfeited for private/recreational travel, excluding any expensive transport of persons and/or goods. The following trips are authorized:

• In Italy, the Vatican City State and the Republic of San Marino;
• In all member states of the European Union and in other states listed on the international insurance certificate (green card).

Exclusions

This covers damage in the event of an accident, i.e. resulting from an accidental, sudden and unforeseen incident that occurred during the rental of a vehicle rented through Yescapa and whose repair costs exceed the amount of the insurance excess subscribed. Certain vehicle components are excluded from insurance coverage:

• White or brown electrical appliances which are removable
• Damage to tyres due to piercing or braking
• Accessories or elements, whether or not they are brand originals, which are not attached
• Household utensils such as dishes, glasses, cutlery and similar items, small appliances, chairs, tables and similar items, as well as other articles of clothing from the interior of the vehicle;
• Loss of or damage to the trailer and its contents
• Theft of personal items;
• The loss of or damage to any vehicles (mechanically damaged) towed by the insured vehicle
• Glass breakage caused by attempted or completed theft.

Self drive hire insurance certificate

You can download the terms and conditions by clicking on the link below:

Download Terms & Conditions