Self drive hire insurance Spain - Lagun aro

Cover

The insurance policies offered for stress-free holidays:

• Civil liability
• voluntary civil liability
• Legal defense
• Damage to the vehicle with excess. This warranty is applied to any accidental damage to the vehicle caused by a collision, theft, fire, explosion or other incident of accidental origin. Repairs, replacement of damaged parts and total loss of the vehicle are covered. Compensation for total loss:
• Vehicles less than one year old: valued as new
• Vehicles older than 1 year: valued at market price
• Breakdown without franchise, effective from km 0
• Personal driver accidents
• The structural elements of the vehicle (covering, floor, windows, doors)
• The furnishings are an integral part of the vehicle (kitchen, cabinets, water, gas and air conditioning)
• Electrical appliances
• Fixed accessories of the vehicle manufacturer and chassis (with a limit of €1500).

Excess rates

Insurance excess below shall be deducted from the sum of damage (including theft) caused by the insured car-sharing vehicle:

• Contractual excess of €1500: This excess is applied by default but can be reduced to €500 by taking out the reinforced insurance during the booking process.
• An excess rate of €150 is applied in incidents where only glass is damaged

An insurance excess applies, according to the following principle "one incident = one excess to pay". Each excess will be determined according to the nature of the incident.

Terms

Conditions of entry of vehicles belonging to the owners in the insurance scheme

• Vehicle registered in Spain
• Regular and thorough technical checks of the vehicle carried out according to regulations.

Conditions for vehicle renters/drivers according to the insurance plan.

• Be at least 24 years of age or older;
• That he has held B licence for 2 years;
• That the driver has held a category C1 licence for 2 years, if renting a vehicle of 3.5t MAM or more.

In the event of a claim, if the vehicle is driven by a 24-year-old who has their licence for less than 2 years, the renter will be subject to an excess rate of €3000 for the insured vehicle as well as the additional costs to the excess' which will be borne by the renter and / or driver of the vehicle at the time of the accident.

Use

The guarantees work for private or leisure travel, with the exception of the paid transport of any person and / or merchandise. Permitted travel is:

• Spain
• in Andorra and Monaco
• as well as in the countries listed on the international insurance card: France, Spain, Italy, Portugal, Malta, Switzerland, Andorra, Germany, Belgium, Netherlands, Luxembourg, Austria, Lithuania, Latvia, Estonia, Denmark, Finland, Sweden, Norway, UK, Ireland, Iceland, Poland, Slovenia, Croatia, Bosnia, Montenegro, Macedonia, Greece, Czech Republic, Slovakia, Ukraine, Romania, Hungary, Bulgaria, Turkey, Tunisia, Morocco, Albania, Belarus, Bosnia, Herzegovina, Fyrom, Iran, Israel, Moldova, Russia, Serbia.

Exclusions

This covers damage in the event of an accident, i.e. resulting from an accidental, sudden and unforeseen incident that occurred during the rental of a vehicle rented through Yescapa and whose repair costs exceed the amount of the insurance excess subscribed. Certain vehicle components are excluded from insurance coverage:

• Canopies and awnings and their anchoring mechanism
• External antennas and lightning conductors
• Solar panels
• White or brown electrical appliances which are removable
• Trunks, roof bars, bicycle racks, motorcycle racks, as well as vehicles and equipment, whether or not they are present, kept in these elements at the time of the incident
• Damage to tyres due to a puncture, piercing, or braking
• Accessories or elements, whether or not they are brand originals, which are not attached
• Household utensils such as crockery, glasses, cutlery and similar articles, small electrical household appliances, chairs, tables and similar articles, as well as other upholstery items from the inside of the vehicle
• Theft(s) by a person in close contact with the driver (employee, family member)
• Personal objects taken from the vehicle following a burglary, whether they belong to the renter or the owner
• Loss of or damage to the trailer and its contents
• The loss of or damage to any vehicles (mechanically damaged) towed by the insured vehicle
• Glass breakage on elements through which light does no travel.